Points of Dispute in housing disrepair costs are often predictable. The paying party may change the wording from file to file, but the themes are usually the same: proportionality, hourly rates, surveyor fees, routine correspondence, telephone calls, duplication, counsel’s fees, vague entries and disbursements.
For claimant firms, the mistake is treating Points of Dispute as a formality. They are not.
Poor Replies can weaken a good bill. Generic Replies can make the receiving party look like they have not properly considered the objections. Overly aggressive Replies can make negotiation harder. No Replies at all can leave the paying party’s reductions unanswered. A strong response needs to be specific, commercial and grounded in the file.
This guide looks at the 12 most common reductions raised in housing disrepair Points of Dispute and how claimant firms should approach them.
Why Housing Disrepair Bills Are Heavily Challenged
Housing disrepair claims are often vulnerable to costs challenges because the damages may be modest compared with the work required. A file may involve damp, mould, water ingress, leaks, access issues, surveyor evidence, disclosure delays, repair disputes, Part 36 offers and a vulnerable tenant. But the paying party may still argue that the bill is disproportionate — an issue we cover in our guide to housing disrepair costs in 2026.
That is why the bill and Replies must tell the story of the claim. The paying party’s job is to reduce the bill. The receiving party’s job is to explain why the work was reasonably and proportionately incurred.
1. Proportionality
This is usually the main attack.
The paying party may say the bill is disproportionate to the damages recovered. In housing disrepair, this is common because the damages may be relatively low, while the work needed to progress the claim may be significant. A good Reply should not simply say: “The costs are proportionate.” That is too weak.
The Reply should explain why the work was necessary by reference to the actual file. That may include:
- the nature of the defects;
- damp and mould;
- water ingress;
- health or vulnerability issues;
- children in the property;
- landlord delay;
- repair history;
- expert evidence;
- disclosure issues;
- offers made;
- conduct by the defendant;
- the need to issue or threaten proceedings;
- the settlement outcome.
Proportionality should be answered with context. If the defendant’s delay caused additional work, say so. If the expert report was needed because the landlord denied the defects, say so. If the client needed repeated advice due to ongoing living conditions, say so.
2. Hourly Rates
Paying parties regularly challenge hourly rates in HDR bills. They may argue that:
- the wrong guideline rate has been used;
- the wrong location band applies;
- the fee earner grade is too high;
- Grade A or Grade B work was unnecessary;
- routine work should have been done by a junior fee earner;
- the file did not justify the rates claimed.
The Reply should identify each fee earner properly. Where necessary, it should explain:
- qualification;
- years of experience;
- role on the file;
- grade claimed;
- hourly rate claimed;
- why that level of fee earner was appropriate.
If senior time is limited to review, advice, supervision or tactical decisions, the Reply should say that. If senior time was used for routine work, the bill may be vulnerable. That should be considered commercially before taking a hard position. (See our guide to the 2026 Guideline Hourly Rates.)
3. Surveyor Fees
Surveyor fees are one of the most common HDR disbursement disputes. Paying parties may argue that the report was unnecessary, too expensive, too wide in scope, or disproportionate to the damages. A strong response should link the surveyor evidence to the progress of the claim. The Reply should consider:
- whether the landlord disputed the defects;
- whether expert evidence was needed to establish disrepair;
- whether the report assisted settlement;
- whether the report addressed causation and remedial works;
- whether the invoice is on file;
- whether the fee is within a reasonable range;
- whether the expert’s involvement was proportionate.
The surveyor fee should not be treated as an unexplained invoice. It should be justified as part of the claim.
4. Telephone Calls With the Client
Housing disrepair files often involve regular client contact. The client may still be living with damp, mould, leaks or unsafe conditions. They may need to provide photographs, report repair updates, confirm access, discuss offers and give instructions. Paying parties often argue that calls are excessive. The answer depends on the quality of the entries.
Weak entries include:
- telephone call with client;
- call to discuss matter;
- update call;
- client attendance.
Better entries explain the reason for the call:
- taking instructions on ongoing damp and mould;
- discussing landlord’s failure to complete repairs;
- confirming access arrangements for surveyor inspection;
- advising on defendant’s offer;
- discussing repair timetable;
- explaining expert report;
- taking instructions on settlement.
If the bill contains vague calls, the Reply may need to rely on the file chronology and client circumstances. But the better approach is to draft the bill properly at the outset.
5. Routine Correspondence
Paying parties often say the file contains excessive letters, emails and routine updates. In HDR claims, correspondence may be necessary because landlords, insurers, repair teams, experts and clients are all involved. However, the work still needs to be reasonable. The Reply should explain why the correspondence was required. Examples include:
- chasing disclosure;
- arranging inspection;
- dealing with access issues;
- requesting repair updates;
- clarifying settlement terms;
- responding to offers;
- updating the client on live repair issues;
- dealing with defendant delay.
If the correspondence was genuinely repetitive or administrative, a commercial reduction may be sensible. But if the defendant caused the correspondence by delay or non-engagement, that should be made clear.
6. Duplication
Duplication is another common attack. The paying party may argue that multiple fee earners reviewed the same document, attended to the same issue or duplicated work. The Reply should separate genuine duplication from proper supervision.
Supervision is not automatically unreasonable. Senior review may be appropriate where the file involves settlement advice, Part 36, costs entitlement, expert evidence or issue risk. The Reply should explain:
- why a second review was needed;
- whether the work was supervision;
- whether the senior input was limited;
- whether the matter required tactical input;
- whether the file changed hands for a proper reason.
If there is actual duplication, it is usually better to deal with it commercially rather than defend the indefensible.
7. Counsel’s Fees
Counsel’s fees in housing disrepair claims are often challenged. The paying party may argue that counsel was unnecessary, especially in lower-value claims. Counsel may be justified where there were:
- pleadings;
- allocation issues;
- trial risk;
- legal complexity;
- expert evidence issues;
- Part 36 consequences;
- repair order issues;
- contested liability;
- significant vulnerability;
- enforcement or breach issues.
The Reply should explain why counsel was instructed and how counsel’s involvement assisted the claim. If counsel was used for a routine issue that could have been handled by the solicitor, the fee may be more difficult to defend.
8. Expert Questions and Further Surveyor Involvement
After the initial surveyor report, additional expert work may be required. The paying party may challenge further questions, addendum reports or post-report correspondence. The Reply should ask:
- why was further expert input needed?
- did the defendant dispute the report?
- did the landlord provide contrary evidence?
- were repair proposals unclear?
- did the expert need to address new defects?
- did the report assist settlement?
Further expert work should be tied to the development of the claim. If it cannot be linked to a live issue, it becomes vulnerable.
9. Vague or Block-Billed Entries
Vague entries are easy targets. Examples include:
- review file;
- consider documents;
- prepare correspondence;
- work on matter;
- attend to claim;
- general review.
Paying parties use vague entries to argue that the work is unparticularised and should be reduced. Where the bill has already been served, the Reply may need to clarify the work by reference to the file. But the better approach is to avoid vague entries before service. Good descriptions should identify the purpose of the work. For example:
- reviewing defendant’s disclosure and repair records;
- considering surveyor report and remedial works;
- reviewing Part 36 offer and advising on settlement;
- preparing Letter of Claim based on damp and mould instructions;
- reviewing landlord’s repair response and considering next steps.
Specific entries are harder to reduce.
10. Disbursements
Disbursements are often challenged where the paying party says they are unsupported, excessive or unnecessary. In housing disrepair claims, common disbursements include:
- surveyor fees;
- counsel’s fees;
- court fees;
- medical evidence where relevant;
- photographs or inspection-related costs;
- process server fees;
- translation or interpretation where required.
The Reply should make sure each disbursement is supported by an invoice, report, order or explanation. The paying party should not be allowed to reduce a properly evidenced disbursement simply because it does not like the overall bill.
11. Work After Settlement Became Likely
Paying parties often argue that costs incurred after an offer was made were unnecessary. This can be a serious issue where the claimant delayed acceptance or continued work after the matter could reasonably have settled. However, in many HDR claims, further work is still needed after an offer is made. For example:
- taking client instructions;
- checking repair terms;
- clarifying whether the offer is global;
- checking costs wording;
- reviewing Part 36 consequences;
- advising on risks;
- negotiating repairs;
- finalising settlement;
- confirming payment and costs entitlement.
The Reply should explain why the work was still required. A low or unclear offer does not automatically stop recoverable costs — a point closely linked to breach of settlement in housing disrepair claims.
12. Costs of Assessment and Negotiation
Paying parties may challenge the costs of preparing the bill, serving N252, reviewing Points of Dispute, preparing Replies and negotiating settlement. These costs can be recoverable where properly incurred, but they still need to be reasonable. The Reply should explain the assessment steps taken and why they were required. If the paying party served extensive Points of Dispute or made unrealistic offers, that may support the time claimed.
How to Approach Replies to Points of Dispute
Replies should be:
- specific;
- file-based;
- proportionate;
- commercial;
- firm but not excessive.
They should not simply repeat generic wording. A good Reply should identify the issue, answer the objection and explain why the paying party’s proposed reduction is wrong or too severe. In some cases, the best Reply is short. In others, more detail is needed. The aim is not to argue every word. The aim is to protect the bill and move the matter towards settlement or assessment.
When Should Claimant Firms Negotiate?
Most housing disrepair costs disputes settle. The question is whether the offer is sensible. Before accepting or countering, consider:
- the bill total;
- the damages recovered;
- disbursements;
- VAT;
- likely assessment risk;
- proportionality;
- hourly rates;
- strength of the surveyor fee;
- quality of the time entries;
- defendant conduct;
- Part 36 risk;
- costs of assessment;
- client cashflow;
- whether CPR 46.14 costs-only proceedings or further steps are required.
A quick settlement may be sensible if the offer is commercial. But a low offer should not be accepted simply because the paying party has raised generic PoDs.
Documents DMD Costs Would Need
To review HDR Points of Dispute properly, we would usually need:
- the bill of costs;
- electronic bill if applicable;
- Notice of Commencement;
- Points of Dispute;
- any offer correspondence;
- settlement agreement or order;
- Part 36 offers;
- expert report;
- surveyor invoice;
- disbursement invoices;
- damages outcome;
- fee earner details;
- key correspondence;
- any breach or repair-term evidence.
The more complete the file, the stronger the Reply and negotiation strategy.
Practical Checklist Before Replying to HDR PoDs
Before serving Replies, check:
- Are the PoDs generic or file-specific?
- Has proportionality been properly answered?
- Are hourly rates and grades evidenced?
- Are surveyor fees supported?
- Are telephone entries defensible?
- Is defendant delay explained?
- Are disbursement invoices available?
- Are counsel’s fees justified?
- Are vague entries clarified where possible?
- Is there a realistic settlement range?
- Is a Part 36 offer appropriate?
- Is the file heading towards assessment or settlement?
This checklist should be completed before Replies are finalised.
How DMD Costs Can Help
DMD Costs helps claimant solicitor firms deal with housing disrepair Points of Dispute. We can assist with:
- reviewing Points of Dispute;
- preparing Replies;
- advising on low offers;
- reviewing proportionality risk;
- defending hourly rates;
- dealing with surveyor fee disputes;
- responding to disbursement challenges;
- negotiating settlement;
- preparing for detailed assessment;
- reviewing whether further steps are needed.
If you have received PoDs on a housing disrepair bill, send us the bill, PoDs and latest offer. We will review the position and help progress the matter commercially.