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Free N349 Third Party Debt Order Application Builder

Led by Diellza Nika Hyseni and Mentor Nika · Updated 22 October 2026

Fill in the official HMCTS application for a third party debt order in minutes: a bank or building society or another third party, the right boxes ticked, the words that do not apply struck through, and the information PD 72 requires checked, with the court fee, the fixed costs and the service dates. From DMD Costs, law costs draftsmen in Westhoughton, Bolton.

  • Free, with no sign-up
  • No paywall, no watermark
  • The official HMCTS form
  • Nothing leaves your browser

Fill in the boxes below; the checks and the form update as you type. Nothing leaves your browser.

The claim
Enforcing in the
The judgment and the debtor
The judgment creditor is the
The judgment debt
Instalments
The third party
The third party is
Other claims, grounds and other applications
Does anyone else have a claim to the money?
For a bank, the evidence that the debtor has an account there, such as a payment received from it (PD 72 para 1.3). The box is small: put fuller detail on a continuation sheet.
Other third party debt order applications for this judgment debt?
Statement of truth
Who signs?
For example Solicitor, Partner or Director.
Address for documents
After the interim order (optional)

The builder applies CPR Part 72 and PD 72, as they stood on 22 October 2026, to the official form N349 (10.20). It fills in the form; it does not say whether to enforce or which method to use. Check every box against your file before filing. It is a guide, not legal advice. Where a rule does not settle a point, the check says “our reading”.

Key points

  • DMD Costs’ N349 builder is a free online tool that fills in the official HMCTS Form N349, the application for a third party debt order, and downloads it as a PDF ready to sign and file.
  • It is completely free, with no sign-up or paywall, and runs in your browser; nothing you enter is sent to DMD Costs.
  • A third party debt order requires a person within the jurisdiction who owes the judgment debtor money, usually a bank or building society holding the debtor’s account, to pay the judgment creditor instead, up to the judgment debt and the costs of the application (CPR 72.1 and 72.2).
  • The application is made on Form N349, verified by a statement of truth, and may be made without notice; a judge deals with it first without a hearing and may make an interim order fixing a hearing not less than 28 days later (CPR 72.3 and 72.4; PD 72 para 1.1).
  • The court will not grant speculative applications: it makes an interim order against a bank or building society only if the application contains evidence substantiating the belief that the debtor has an account there (PD 72 para 1.3).
  • The interim order is served on the third party not less than 21 days before the hearing, and on the judgment debtor not less than 7 days after that and not less than 7 days before the hearing (CPR 72.5(1)).
  • The court fee is £139 for each third party against whom the order is sought (fee 8.4(a) in the County Court, 7.3(a) in the High Court).
  • The fixed costs on a final third party debt order are £98.50, or one-half of the amount recovered if that is less than £150 (PD 45 Table 7); the interim order tells the third party to retain the balance due plus those fixed costs and the court fee, which CPR 45.16(4) allows in addition (CPR 72.4(3); PD 72 para 2).

How to use the N349 builder

  1. Enter the claim. Choose the County Court or the High Court and enter the court, the claim number and the parties as named in the claim.
  2. Identify the judgment and the debtor. Say whether the judgment creditor is the claimant or the defendant, give the date of the judgment or order, and the judgment debtor’s name and address.
  3. State the debt. Enter what the judgment required the debtor to pay, the amount now due and whether it includes further interest, and whether instalments have fallen due and remain unpaid.
  4. Name the third party. For a bank or building society, give its name and head office, and the branch, account number and sort code, or say that they are not known. For anyone else, give their name and address.
  5. Give the grounds. Say whether anyone else claims the money, how the creditor knows or believes the third party owes the debtor money, and whether there have been other applications.
  6. Sign, download and file. Complete the statement of truth and the address for documents, download the filled N349, check it, sign it and file it with the fee.

What the application must contain

The application notice must be in Form N349, contain the information PD 72 requires and be verified by a statement of truth (CPR 72.3(2); PD 72 para 1.1). PD 72 para 1.2 lists that information: the debtor’s name and address, the judgment, the amount still due and any unpaid instalments, the third party’s name and address and, for a bank or building society, the branch and account number or the fact that they are not known, confirmation that the third party is within the jurisdiction and owes the debtor money, anyone else with a claim to the money, other applications for the same debt, and the sources or grounds of the creditor’s knowledge or belief. The court will not grant speculative applications against banks: the application must contain evidence substantiating the belief that the debtor has an account there (PD 72 para 1.3).

The interim order and the hearing

A judge deals with the application first without a hearing and may make an interim order fixing a hearing, not less than 28 days later, to consider a final order; until then the third party must not reduce what it owes the debtor below the amount in the order (CPR 72.4). That amount is the money still due under the judgment, plus the fixed costs of the application (the sum CPR 45.23 would allow if the whole balance were recovered, which is £98.50, or one-half of a balance under £150) and the court fee, which CPR 45.16(4) allows in addition (CPR 72.4(3); PD 72 para 2; PD 45 Table 7). The builder works out the figure; the judge fixes it.

Serving the interim order

Serve copies of the interim order, the application notice and any supporting documents on the third party not less than 21 days before the hearing, and on the judgment debtor not less than 7 days after service on the third party and not less than 7 days before the hearing (CPR 72.5(1)). If you serve, file a certificate of service not less than 2 days before the hearing or produce it at the hearing (CPR 72.5(2)); the free N215 builder fills it in. Enter the hearing date from the interim order and the builder sets out the dates, counting clear days (CPR 2.8).

The court fee and the fixed costs

The court fee is £139 for each third party against whom the order is sought (fee 8.4(a) in the County Court, fee 7.3(a) in the High Court), so an application against two banks pays £278. Costs awarded on the application are kept out of the money recovered and treated as paid first, before the judgment debt (CPR 72.11). For every enforcement fee and fixed sum, see the civil court fees calculator and the fixed costs lookup.

Sources

Frequently asked questions

Yes. It is completely free, with no sign-up, no paywall and no limit. It fills in the official HMCTS form in your browser, and nothing you type is sent to DMD Costs.
An order requiring a third party within the jurisdiction who owes money to the judgment debtor, or holds money to the debtor’s credit, to pay the judgment creditor the amount of the debt, or so much of it as is enough to satisfy the judgment debt and the creditor’s costs of the application (CPR 72.1 and 72.2(1)). It is most often made against a bank or building society holding the debtor’s account; “bank or building society” includes any person whose business lawfully includes accepting deposits in the United Kingdom (CPR 72.1(2)). The court first makes an interim order, then decides at a hearing whether to make it final (CPR 72.2(2), 72.4 and 72.8).
The court fee is £139 for each third party against whom the order is sought: fee 8.4(a) in the County Court and 7.3(a) in the High Court (Civil Proceedings Fees Order 2008, Schedule 1). The fixed costs allowed on a final order are £98.50, or one-half of the amount recovered if that is less than £150, unless the court orders otherwise (CPR 45.23; PD 45 Table 7). The court fee is allowed in addition (CPR 45.16(4)). Costs awarded on the application are kept out of the money recovered and treated as paid first, before the judgment debt, unless the court directs otherwise (CPR 72.11).
PD 72 para 1.2 lists it: the judgment debtor’s name and address; details of the judgment or order; the amount still due; any instalments due and unpaid; the third party’s name and address; for a bank or building society, its name, the address of the branch where the account is believed to be held and the account number, or that the creditor does not know them; confirmation that, to the best of the creditor’s knowledge or belief, the third party is within the jurisdiction and owes the debtor money; anyone else with a claim to the money; any other third party debt order applications for the same judgment debt; and the sources or grounds of the creditor’s knowledge or belief. The application must be verified by a statement of truth (CPR 72.3(2)(b)).
No. If the creditor does not know the branch or the account number, the application says so (PD 72 para 1.2(6)). But the court will not grant speculative applications: it makes an interim order against a bank or building society only if the application contains evidence substantiating the belief that the debtor has an account with it (PD 72 para 1.3), such as a payment received from that account.
In the court that made the judgment or order, or the court to which the proceedings have since been transferred (CPR 72.3(1)(b)). To enforce a judgment made in the Civil National Business Centre, the application is filed at the County Court hearing centre for the district where the judgment debtor lives or carries on business (CPR 72.3(1)(b)(ii); PD 70A para 9.1). It may be made without notice (CPR 72.3(1)(a)).
The order binds the third party once served (CPR 72.4(4)). A bank or building society must search for the debtor’s accounts and tell the court and the creditor within 7 days of service what it holds; any other third party must say within 7 days if it claims to owe nothing or less than the order states (CPR 72.6). Objections, and evidence disputing what the third party says, are filed and served as soon as possible, and in any event not less than 3 days before the hearing (CPR 72.8(4)). At the hearing the court may make a final order, discharge the interim order, decide the issues or direct a trial (CPR 72.8(6)).
Copies of the interim order, the application notice and any documents filed in support must be served on the third party not less than 21 days before the hearing, and on the judgment debtor not less than 7 days after service on the third party and not less than 7 days before the hearing (CPR 72.5(1)). A creditor who serves the order files a certificate of service not less than 2 days before the hearing or produces it at the hearing (CPR 72.5(2)). The days are clear days (CPR 2.8); the builder works out the dates once you enter the hearing date.
Not unless the order says so. A bank or building society need only retain money in, and disclose information about, accounts held solely by the judgment debtor (or by joint judgment debtors), not, for example, an account in the joint names of the debtor and someone else (PD 72 paras 3.1 and 3.2). A final order will not take a building society or credit union account below £1 (PD 72 para 6).
If the judgment debtor is an individual who cannot withdraw money from a bank or building society account because of an interim order, and they or their family are suffering hardship in meeting ordinary living expenses as a result, the court may, on the debtor’s application, allow payments out of the account (CPR 72.7(1)). The application can be made to any County Court hearing centre (in High Court proceedings, the Royal Courts of Justice or any district registry), with detailed evidence and a statement of truth, and is served on the creditor at least 2 days before the hearing unless the court orders otherwise (CPR 72.7(2) to (5)). The debtor may apply to one court only (CPR 72.7(3)).
If the judgment debt, or part of it, is paid after the application is issued but before the hearing, the judgment creditor must immediately tell the court in writing (PD 70A para 7.1). On a County Court judgment that carries interest, attaching a debt stops the interest unless the proceedings produce no payment, in which case interest runs as if they had not been taken (County Courts (Interest on Judgment Debts) Order 1991 art 4(1) and (2)).

Costs to recover before you can enforce them?

DMD Costs does not act in enforcement. We work for claimant solicitor firms on the costs: we prepare the bill, answer the Points of Dispute and negotiate the costs, which ends in an agreed sum or a costs certificate that is enforced like a judgment. The fee is fixed and agreed before any work begins.

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